Best Credit Cards
Privacy Policy
We respect your privacy. Our
Privacy Policy was developed as an extension of our commitment to combine
the highest quality products and service with the highest level of integrity
in dealing with our visitors, clients and partners. The Policy is designed
to assist you in understanding how we collect, use and safeguard the
personal information you provide to us and assist you in making informed
decisions when using our website and our products and services. This
statement will be continuously assessed against new technologies, business
practices and our customers needs.
What Information Do We
Collect?
When you visit our website
you may provide us with two types of information: personal information you
knowingly choose to disclose that is collected on an individual basis and
website use information collected on an aggregate basis as you and others
browse our website.
1. Personal Information You
Choose to Provide.
Credit Card Information - If
you choose to purchase products or services from us or our affiliated
partners, you may need to give personal information and authorization to
obtain information from various credit services. For example, you may need
to provide the following information: Name, mailing address, credit card
number, home and business phone number, other personal information (i.e.
mother's maiden name), and email information.
In addition to providing the
foregoing information to our partners, if you choose to correspond further
with us through email, we may retain the content of your email messages
together with your email address and our responses. We provide the same
protections for these electronic communications that we employ in the
maintenance of information received by mail and telephone.
2. Website Use Information
Similar to other commercial
websites, our website utilizes a standard technology called "cookies", (see
explanation below, "What are Cookies?") Web Server Logs and IP addresses to
collect information about how our website is used. Information gathered
through cookies and Web Server logs may include the date and time of visits,
the pages viewed, time spent at our website, and the websites visited just
before and just after our website. This information is collected on an
aggregate basis. None of this information is associated with you as an
individual. Advertisers and partners may also use their own cookies. We do
not control the use of these cookies and have no responsibility for
information collected through them.
How Do We Use the
Information That You Provide to Us?
Broadly speaking, we use
personal information for purposes of administering our business activities,
providing customer service and making available other products and services
to our customers and prospective customers. Occasionally, we may also us the
information we collect or notify you about important changes to our website,
new services and special offers we think you will find valuable. The lists
used to send you product and service offers are developed and managed under
high standards designed to safeguard the security and privacy of our
customers personal information. For example, credit card information is
never revealed to anyone except to processing authorities or law enforcement
agencies.
What are Cookies?
Cookies are a feature of Web
browser software that allows servers to recognize the computer used to
access a website. Cookies are small pieces of data that are stored by a
user's Web browser on the user's hard drive. Cookies can remember what
information a user accesses on one Web page to simplify subsequent
interactions with that website by the same user or to use the information to
streamline the user's transactions on related Web pages. This makes it
easier for a user to move from Web page to Web page and complete commercial
transactions over the Internet. Cookies should make your online experience
easier and more personalized.
How Do We Use Information
We Collect from Cookies?
We use website browser
software tools such as cookies and Web Server logs to gather information
about our website users browsing activities, in order to constantly improve
our website and better server our visitors and customers. This information
assists us to design and arrange our Web pages in the most user friendly
manner and to continually improve our website to better meet the needs of
our visitors and customers. Cookies help u collect important business and
technical statistics. The information in the cookies lets us trace the paths
followed by users to website as they move from one page to another. Web
server logs allow us to count how many people visit our website and evaluate
our website's visitor capacity. We do not use these technologies to capture
your individual email address or any personally identifying information
about you although they do permit us to send focused online banner or text
advertisements to you.
Person's Under 18 Years
of Age Are Excluded From This Website
Protecting children's privacy
is especially important to us. It is our policy to comply with the
Children's Online Privacy Act of 1998 (COPA) and all applicable laws.
Therefore we restrict our website to persons eighteen years and older.
YOU MUST BE EIGHTEEN (18)
YEARS OR OLDER TO ACCESS THIS WEBSITE. IF YOU ARE UNDER THE AGE OF 18 YOU
ARE NOT PERMITTED TO ACCESS THIS SITE FOR ANY REASON. DUE TO THE AGE
RESTRICTIONS FOR USE OF THIS WEBSITE, NO INFORMATION OBTAINED BY THIS
WEBSITE FALLS WITHIN THE CHILD ONLINE PRIVACY ACT (COPA) AND IS NOT
MONITORED AS DOING SO. IF YOU ARE UNDER THE AGE OF 18 YOU MUST LEAVE THIS
WEBSITE NOW.
Notice to California
Residents
It is the intent of the
Privacy Policy to comply with the California Online Privacy Protection Act
of 2003 (OPPA). In summary, you must assume that we do collect electronic
information from all visitors. This information is usually not personally
identifiable information. If you buy a product or service via this website
the purchase agreement you electronically sign prior to purchase allows the
website to collect and store all the personal information you provide and to
transfer that personal information to third parties. There is no way you
modify this information and you have no right to do so. We do not maintain a
system for an individual user who visits our website to review or make
changes to any of their personally identifiable information. Under the terms
of our purchase agreement, you have no right to view or receive any
information about our database. In the event that the website agrees to
release information the requesting party must submit whatever information is
demanded by the website to insure that information is being released to the
correct party. While we take measures to ensure that outside parties do not
have access to any information we have about you, we do not warranty that
outside parties will not breach our system. Please note that merchant
service providers do not allow us to access your credit card information.
Email Inquiries
When website visitors or
customers send email inquires to us, the return email address is used to
answer the email inquiry we receive. We do not use the return email address
for any other purpose and we do not share the return email address with any
third party.
Information Obtained From
Registration
Registration means you may be
asked to provide certain personal information when you sign up for products
or services. This can include pages or pop-ups where you register for a
newsletter or subscribe to a mailing list. It can also include your
participation in visitor survey. It can include requesting information from
the website via email. It may be from joining an affiliate program or other
membership site, paid or unpaid. It may be from ordering a product.
The personal information
collected during the registration process is used to manage each members
account. This information is not shared with third parties, unless
specifically stated otherwise or in special circumstances. Credit card
information is never divulged to anyone except the merchant service provider
for the purpose of communication with the customer.
Online Advertisements
Visitors clicking on banners,
pop-ups or hyperlinked advertising appearing on this website must assume
that information about them is being collected and that cookies will usually
be placed on their hard drive. We have no control over what happens with
this information. We do not control the use of these cookies and expressly
disclaim responsibility for information collected through them. We take no
responsibility over the accuracy or content of advertisers. We are not
responsible for downloads from third party advertisers that contain viruses,
worms or other malicious code that causes harm to your computer or software.
We assume no responsibility for the data collected from the click itself or
that the advertiser collects.
Data Security
This website takes measures
to protect the loss, misuse, and alteration of the information under our
control. While we make every effort to ensure the security of our systems,
we cannot guarantee that your personal data will no be illegally obtained
from third party "hackers".
Public Forums
Visitors who use any site
providing public forums, for example bulletin boards, blogs and chat rooms,
do so at their own risk. Please do not assume that the site monitors or
protects you in any manner from information you post publicly.
SPAM or Unsolicited Email
By voluntarily providing to
this website your email address you waive all right to file complaints
concerning unsolicited email or spam from this website since you agreed to
receive communication from us. However, all email communication from us to
you shall contain an 'unsubscribe' link where you can choose to opt-out of
future mailings.
Customer Surveys
We may at times conduct
customer surveys. They provide us with important information that helps us
to improve the types of products and services we offer and how we provide
them to you. Your personal information and responses will remain strictly
confidential, even if the survey is conducted by a third party.
Participation in our customer survey is always voluntary.
Shopping Online
If you order services or
products directly from us we will use the personal information you provide
only to process that order. We do not share this personal information with
outside parties except to the extent necessary to complete that order.
Promotions
At times we may offer
contest, sweepstakes, polls, drawings, games or other promotions that are
sponsored by us or co-sponsored with a third party. In certain instances we
may have to supply personally identifiable information of the winners to the
third parties. When the winning entries are chosen only the names and
personally identifiable information of the winners are shared with the third
party administering the promotion, so that they can notify the winners. We
have no control over third parties use of this information.
Revisions to this Privacy
Policy
This Privacy Policy is
subject to change without notice. We reserve the right to revise, amend,
update or modify this policy, or our other policies, at any time. Please
consult this Privacy Policy prior to every use for any changes. Your use of
this website after such changes are made constitutes your acceptance and
acknowledgement of these changes.
Last Update: Nov 10, 2009
Inquiries
You may direct inquires to:
inquires[@]best-credit-cards.com
Copyright 2009
best-credit-cards.com
